Commercial Vehicle – Minibus Insurance

Our Commercial Vehicle – Minibus product targets minibus users for various activities.

Features at a glance

• Uninsured Driver Promise* - We refund the policyholder’s excess and protect NCD.
• Vandalism Promise* - We protect the policyholder’s NCD.
• 30 days European Cover - With accident recovery included.
• Child Seat Cover* - Child seat replaced in the event of an accident, fire or theft damage.
• No Windscreen Repair Excess* - £100 excess for windscreen replacements.
• Free Loss Recovery - We will collect and re-deliver the policyholder’s vehicle following a covered incident.
• Repair Guarantee - Guaranteed approved repairs for 3 years.
• New Vehicle Replacement - We’ll replace a car or van damaged beyond repair or that has been stolen and unrecovered, which is no more than a year old with a like- for-like replacement.
• No Claims Discount Protection - An optional extra – protect NCD from four years with two claims in three year period.
• Enhanced Claim Journey - Wide-ranging pre inception validation and enrichment to provide a simplified claim journey for customers.
• Free Courtesy Van* - A free courtesy van will be provided while the vehicle is being repaired by an Approved Repairer (subject to availability) for up to 14 days.
• Third Party Liability Cover - Property up to £5,000,000, death or injury is unlimited and legal costs and expenses cover up to £5,000,000.
• Personal Belongings* - Covered up to £200.
• Replacement Keys and Locks* - Up to £500 cover for lost or stolen keys.
• Audio/Entertainment/Navigation - Manufacturer fitted equipment is unlimited cover and non-Manufacturer fitted up to £500 cover.
• Medical Expenses* - Includes up to £200 per person.
• Hotel Expenses and Alternative Transport* - Hotel and alternative travel expenses covers £100 per person, up to £500 in total.
• Vehicle Sharing - Vehicle sharing with fellow passengers is included, as long as there are no monetary gains.
• Cancellation - Return premium is calculated pro rata, subject to no claims.

* Comprehensive cover only.